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Things every buyer should know before purchasing


Property taxes and qualified home interest are deductible on an individual’s federal income tax return.


A homeowner can exclude up to $500,000 of capital gain if married filing jointly or up to $250,000 if single or married filing separately. The home must have been the taxpayer’s principle residence for the previous two years.


Many times, a home is the largest asset an individual has and is

considered one of the safest investments available.


A portion of each amortized mortgage payment goes towards the principle, which is an investment.


 A home is one of the few investments you can enjoy by living in it!


The majority of the time, a REALTOR can show you any home, whether it is listed with a company or a builder or is even for sale by owner.


Working with a REALTOR to purchase a For Sale By Owner is very advantageous, because someone will be looking out for your best interests.


A pre-approved program will actually approve you for a specific loan amount subject to the property. This will give you confidence and will help when negotiating with the seller.


A home protection plan can provide coverage for selected items, such as central heat and interior plumbing, built in appliances, water heaters, etc. if the seller is not providing this coverage you can purchase it yourself.

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